Collier Swecker video blogs about the availability of 100% financing for homebuyers in Birmingham Alabama. Many people are surprised to find out that some lenders still have programs for borrowers that want to finance their entire home purchase. As a facilitator and believer in Dave Ramsey’s Financial Peace University, I am personally not a fan of these programs because it leaves these borrowers with absolutely no equity in their home, especially in this time of declining home prices. I am a real believer that in most cases, if you cannot afford at least a 3.5% down payment, you really should consider renting until you have saved for the down payment. In the video blog, I discuss at least 3 of these programs that assist or provide this mortgage financing for borrowers in Birmingham AL. If you have any comments or questions about how to get 100% mortgage financing, email me at Collier@MegaAgentRealEstate.com or visit my website at www.MegaAgentRealEstate.com.