Your Vacant Home May Not Be Covered By Your Existing Home Owners Insurance Policy

Collier Swecker video blogs about the importance of updating your Home Owner’s Insurance Policies when your home will be vacant for more than 30 days.  Many people think that this applies only to second homes and vacation homes, but now with many primary residences becoming vacant due to relocation, these primary residences that are vacant, are often uninsured or underinsured. Do not just hope that your existing insurance policy will cover your vacant home. Recently, I have seen a few situations where Fire and/or Burglary was not covered and the homeowner was on the hook, personally, for the entire loss. If you have any comments or questions about the importance of insuring your vacant home email Collier at or visit my website at


About Collier Swecker

Collier Swecker is a licensed real estate broker, attorney, blogger, speaker and entrepreneur. He is the founding partner of the Mega Agent Real Estate Team at RE/MAX Advantage which ranks as one of the top selling real estate teams in Alabama. Collier also acts as a business and marketing consultant for small business start-ups.

Collier graduated from Auburn University (B.A., 1998), Cumberland School of Law (Juris Doctor, 2002) and Washington University School of Law in St. Louis (Masters of Law in Taxation, 2003). Collier was the principal partner of the law firm Swecker and Sparks LLC for 3 years before leaving the law practice for real estate development and sales.

Collier is a native of Yorktown, Virginia and currently resides in Birmingham, Alabama with his wife, Amanda Capps Swecker. Collier & Amanda are the proud parents to a beautiful daughter, Julia Abigayle. They have one dog named Kramer.

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