Paying Cash for a Home Does Not Entitle You to a Fifty Percent Discount

Collier Swecker video blogs about how so many home purchasers market paying cash for a home (as opposed to getting a mortgage) think that by doing so they are entitled to a steep discount since no mortgage or bank is involved. Sellers really do not care if the money at the closing table comes from the home buyers bank -mortgage company or whether it was cash from their savings account. Its all the same to the Seller. Don’t get me wrong you need to use the fact that you are paying cash as part of your negotiation. It makes you more likely to be able to close the transaction and probably will get you a small discount because the Seller is less worried about actually getting to closing.  If you have any comments or questions, email Collier at or visit my website at

[yframe url=’′]

About Collier Swecker

Collier Swecker is a licensed real estate broker, attorney, blogger, speaker and entrepreneur. He is the founding partner of the Mega Agent Real Estate Team at RE/MAX Advantage which ranks as one of the top selling real estate teams in Alabama. Collier also acts as a business and marketing consultant for small business start-ups.

Collier graduated from Auburn University (B.A., 1998), Cumberland School of Law (Juris Doctor, 2002) and Washington University School of Law in St. Louis (Masters of Law in Taxation, 2003). Collier was the principal partner of the law firm Swecker and Sparks LLC for 3 years before leaving the law practice for real estate development and sales.

Collier is a native of Yorktown, Virginia and currently resides in Birmingham, Alabama with his wife, Amanda Capps Swecker. Collier & Amanda are the proud parents to a beautiful daughter, Julia Abigayle. They have one dog named Kramer.

Speak Your Mind