Collier Swecker video blogs about how real estate agents in Alabama are having trouble selling homes at prices that ready, willing and able buyers are willing to pay. We have found that as the listing inventory in the Birmingham market decreases, demand for good housing has increased and so has the contract prices real estate agents are able to procure for their sellers. The only problem is that appraisers and mortgage underwriters have become so conservative that it seems that what a willing buyer is offering to pay for a home has become nearly irrelevant. I think that in many ways appraisers and mortgage underwriters forget that buyers essentially make the market. Any meaningful increase in home prices will only come once appraisers acknowledge that the market forces of supply and demand are forcing prices higher. Additionally, it is funny that mortgage underwriters agree with the appraisers 100% of the time when an appraisal is below contract price but often challenge the validity of appraisals when a home is valued at or above contract price. If you have any questions or comments email me at Collier@MegaAgents.com, visit my blog at www.CollierSwecker.com or my website at www.MegaAgents.com.