Collier Swecker video blogs about how every person considering buying a home in the next 6 months needs to review their Credit Report prior to visiting a mortgage lender to get pre-approved for a mortgage. Federal Law allows for every person to receive a copy of their credit report once every 12 Months from the “big 3” credit reporting agencies, Experian, Transunion, and Equifax. In order to receive a copy of these credit reports, you simply visit www.AnnualCreditReport.com and request your credit report. It is very important that you don’t confuse www.FreeCreditReport.com with www.AnnualCreditReport.com. AnnualCreditReport.com’s credit report copies are actually free whereas FreeCreditReport.com’s are not free, despite the name. If you see anything that does not appear to be accurate, immediately start the process to fix any issues that you find. It is so much easier to fix credit issues before you start the home loan process. If you have any questions or comments email me at Collier@MegaAgents.com, visit my blog at www.CollierSwecker.com or my website at www.MegaAgents.com.